UK Income Tax Calculator
Your details
Estimate your take-home pay for the 2026/27 tax year.
Official rates — period NI estimate
Pay before tax and National Insurance.
Gross contribution percentage.
Change pension method in Advanced settings.
Most employees should choose Standard employee.
Your take-home pay
Estimated annual take-home pay
£37,944.72
Calculation basis: Annual estimate
Tax region: England · NI category A (Standard) · Monthly NI periods
Monthly
£3,162.06
Weekly
£729.71
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Gross salary
£50,000.00
Income Tax
£7,048.40
Employee National Insurance
£2,818.88
Salary sacrificed into pension
£2,188.00
Take-home pay
£37,944.72
Where your gross salary goes
- Take-home pay (75.9%)
- Income Tax (14.1%)
- Employee NI (5.6%)
- Salary sacrificed into pension (4.4%)
About this calculation
Scope, assumptions, methodology and official sources for this estimate.
How this Income Tax estimate works
Enter a gross salary to see Income Tax, employee National Insurance and estimated take-home pay for the selected UK tax year. Optional pension, student-loan and employer-cost settings use the same tax engine as payroll planning tools on Northline.
Income Tax follows the Income Tax Bands Explained guide — including Scottish Income Tax Explained where you are a Scottish taxpayer. Employee NI is covered in National Insurance Explained. Pension contributions may use Salary Sacrifice Explained or Pension Tax Relief Explained, and student loans in Student Loan Repayments Explained.
Need the salary that delivers a target take-home figure instead? Open the Net to Gross Salary Calculator. Self-employed or a company director? Continue with the Self-Employed Tax Calculator or Director Salary and Dividend Calculator. Disposing of shares or property? Taxable income also sizes the unused basic-rate band in the Capital Gains Tax Calculator.
Related guides
- Income Tax Bands ExplainedPersonal Allowance, basic, higher and additional rates — and how Scotland differs.Read guide
- National Insurance ExplainedClass 1 National Insurance for employees — categories, thresholds and how National Insurance differs from Income Tax.Read guide
- PAYE ExplainedHow Pay As You Earn collects Income Tax and National Insurance through your employer.Read guide
- Tax Codes ExplainedHow PAYE tax codes work, what 1257L means, and how to check your code is right.Read guide
- Salary Sacrifice ExplainedHow salary sacrifice pensions reduce taxable pay and National Insurance, and what to check before agreeing.Read guide
- Scottish Income Tax ExplainedHow Scottish Income Tax bands work for Scottish taxpayers while National Insurance remains UK-wide.Read guide
- Pension Tax Relief ExplainedRelief at source, net pay and salary sacrifice — how pension contributions get tax relief in the UK.Read guide
- Student Loan Repayments ExplainedHow Plan 1, 2, 4 and 5 undergraduate loans and postgraduate loans are repaid from salary.Read guide
Related calculators
- Net to Gross Salary CalculatorWork backwards from a target take-home pay to the gross salary you need.Open calculator
- Director Salary & Dividend CalculatorModel salary, dividends, Corporation Tax and director National Insurance for limited companies.Open calculator
- Capital Gains Tax CalculatorEstimate UK Capital Gains Tax on shares, residential property and other chargeable assets — with allowable costs, losses, the Annual Exempt Amount and taxable-income interaction.Open calculator
Figures are estimates and may differ from payroll. This is not tax advice.